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Cyber: Identity Theft

WHO & HOW of Identity Theft / Impersonation

Pretexting: A false motive based on what they know about you.
Phishing: Trick you into giving passwords or sending money.
Water-Holing: test  popular websites for vulnerabilities and use them to infect frequent visitors
Quid Pro Quo: Trick you into installing malware to "fix" or "improve" your system.
Honeytrap: Like Catfishing: False identity to lure people into trap.
Diversion Theft: Trick the company into making the delivery somewhere other than the intended location.
Spear Phishing: A small, focused, targeted attack via email on a particular person or organization

  • Baiting: Invitations to click to get "prize" but surprise, it's malware.
  • Tailgating: Getting past security by closely following authorized person before door of opportunity shuts.
  • Rogue/scareware: Deceives or misleads users into paying for the fake or simulated removal of malware.

Prevent Identity Theft

Easy ways id thieves/imposter can get your info

  • Personal information you share on the internet
  • Someone checks your trash and finds personal information

What they might do:

  • Fill out pre-approved credit offers
  • Claim tax refund or other benefits in your name
  • Open a phone or wireless service in your name

Prevention is easier than fixing 

  • Don't share private info ( especially passwords!)
  • Use strong passwords (security.harvard.edu)
  • Shred sensitive docs
  • Check credit card and bank statements

EQUIFAX: Identity Theft Prevention Tips

We recommend that you remain vigilant for incidents of fraud and identity theft by reviewing account statements and monitoring your credit reports. You may obtain a free copy of your credit report from each company listed below once every 12 months by requesting your report online at www.annualcreditreport.com, calling toll-free 1-877-322-8228, or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:

Equifax | PO Box 740241 | Atlanta, GA 30374 | www.equifax.com | 888-766-0008

Experian | PO Box 9554 | Allen, TX 75013 | www.experian.com | 888-397-3742

TransUnion | PO Box 2000 | Chester, PA 19016 | www.transunion.com | 800-680-7289

If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (“FTC”). You also may contact the FTC to obtain additional information about avoiding identity theft.

Federal Trade Commission, Consumer Response Center
600 Pennsylvania Avenue NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338)
www.ftc.gov/idtheft

State Attorneys General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php.

You may obtain information from the FTC and the credit reporting agencies listed above about placing a fraud alert and/or credit freeze on your credit report. Please also visit the “State Information” tab of this site.

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