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Financial Wellness: Financial Planning Tips

Prefer .gov and .edu resources. Disclaimer: this library guide is for informational purposes only and is not a replacement for the advice of a practicing financial planner.

Roth IRA vs. Traditional IRA

Set up Health Savings Account if you can.

Start saving for retirement ASAP. Buy and hold for the long term.

Don't count on "Social Security"

1975 --- (single per month) $157.70 ---(couple per month) $236.60
1995 --- (single per month) $ 458.00 --- (couple per month) $ 687.00
2025 est (single per month) $876 --- (couple per month) $1315

Will this keep you out of poverty?

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